NAV
GENSafe

GENSafe is an Individual Personal Accident Insurance product which provides protection from accident that occurr on land, sea, and air. The benefit covers the accidental on vehicles, terrorism, and natural disasters 24 hours a day, 365 days a year.

Key Benefits:

 

GENSafe provides two options for the customer which consist of accidental death benefit and medical reimbursement benefit for an outpatient / inpatient care in hospital due to an accident, for maximum up to 10% of sum assured (valid anywhere in Hospital).

There are four plan of Sum Assured: Rp 50 million – Rp 500 million that can be tailored to your ability and convenience of premium payment system: either monthly or annual direct debit through your credit card - Visa/MasterCard.

Our customer is also free to choose the additional benefit which called No Claim Bonus. Generali will provide the Premium Refund facility for a maximum of 25% from paid premiums if there is no claim occurs within five years from the membership.

Table : Monthly Premium

No Claim Bonus (NCB) Benefit SUM Insured
50,000,000 100,000,000 300,000,000 500,000,000
Without NCB Death Benefit due to an Accident 9,300 17,100 49,900 80,800
Death Benefit due to an Accident PLUS Medical Reimbursement 25,500 47,200 137,600 223,000
With NCB Death Benefit due to an Accident 10,800 20,000 58,300 94,400
Death Benefit due to an Accident PLUS Medical Reimbursement 30,100 55,700 162,500 263,300

 

Table : Annual Premium

No Claim Bonus (NCB) Benefit SUM Insured
50,000,000 100,000,000 300,000,000 500,000,000
Without NCB Death Benefit due to an Accident 92,000 170,200 496,800 805,000
Death Benefit due to an Accident PLUS Medical Reimbursement 254,000 469,900 1,371,600 2,222,500
With NCB Death Benefit due to an Accident 107,500 198,900 580,500 940,700
Death Benefit due to an Accident PLUS Medical Reimbursement 300,000 555,000 1,620,000 2,625,000

 

Terms and Conditions:
1. Membership age: 18-64 years and can be extended up to age 70 years
2. Discounted 10% if it involves a husband, wife, parents (Policy holders)


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