CEMERLANG

Guaranteed protection with a 110% return of premium.

Protection Guarantee with Assurance of 110% Premium Return

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CEMERLANG is an insurance product that provides financial protection in the event of a risk and guarantees 110% of the money you paid back at the end of the coverage period.

This solution is marketed through Generali's banking partner, Bank Sumut

3 Certainties of CEMERLANG

Guaranteed Protection

Receive Insurance and Accident Protection

Guaranteed Affordability

Premiums start from Rp90,000 per month.

Guaranteed Return

Premiums paid will be returned at 110% if no claims are made during the coverage period.

CEMERLANG Terms and Conditions

Benefits of CEMERLANG

If the insured person dies due to any reason, the beneficiary will receive 100% of the sum insured.
If the insured person dies due to an accident on public transportation, the beneficiary will receive 200% of the sum insured.
If the insured person survives until the end of the coverage period, 110% of the premiums paid by the customer will be refunded.

Produk ini dipasarkan melalui bank partner:

Bank Sumut

Ketentuan Produk CEMERLANG

Usia Masuk Pemegang Polis	18 – 90 tahun (ulang tahun terdekat)
Tertanggung dapat mengajukan maksimal Uang Pertanggungan	s/d 1 Milyar (untuk usia masuk Tertanggung 30 hari - 55 tahun)
Masa Pertanggungan dan Pembayaran Premi	selama 8 tahun
Usia Masuk Tertanggung	30 hari – 60 tahun (ulang tahun terdekat)

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For more detailed information about this product, please download the file below:

Cemerlang Brochure

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You can also contact Generali Care at the phone number 1500037 (business hours) or via email at care@generali.co.id. We will be happy to provide further explanations regarding the details of this product.